From a Compulsive Shopper to a Smarter Spender: The Simple Trick That Changed Everything

One day at work two years ago, an alert popped up on my phone: my paycheck had come through. It was a decent sum for a someone still at university, so I proceeded with my usual when payday arrived: I launched every retail application on my device. Amazon, Vinted, Etsy, Depop, Zara, you name it. In under 60 minutes, I had spent ÂŁ90 on clothes, home decor and a totally useless weighted blanket that never touched.

A few days later, I went online again and purchased a blow dryer. I already had one, but thought another couldn't hurt. Then I included light strips and two pairs of shoes that didn't even fit me. This wasn't a new pattern. In reality, I’d been infamous for it ever since I could afford to buy my own things.

Whenever I felt stressed, exhausted or uninterested, I would doomscroll until it inevitably culminated in an unplanned shopping spree. My justification was constantly: “It's only £5.” But £5 turned into £10, then £20, and continued.

I was never completely certain about the reason. Perhaps it was due to I grew up in a poor family, where we’d experience months without purchasing new outfits or anything to brighten up the house. So any time I had some disposable income, there was always a hidden yearning for novel and exciting things. Or maybe, and definitely more likely, I was just bad with money and gave in readily to capitalism’s consumerism.

The Game-Changing Strategy

Eventually, I opted to try something new. Before buying any item, I’d place it in my digital cart, wait 24 hours, then decide whether to finalize the purchase. The best part of this technique was that it provided me time to think – an action I’d never taken. For the first occasion since I turned 18, I began asking myself: “Do I actually need this? Is it within my budget?” More often than not, the answer was no.

If I accessed Amazon, Depop or Zara and found items sitting in my cart, I’d remove them and start fresh. By employing this system, I ceased acquiring goods that I knew deep down I would never use. I once wanted to purchasing three board games, but after waiting before visiting the store, I realised I never actually play tabletop games.

I also wanted to buying a single-use camera for my first trip to the coast. After waiting I remembered I had a phone, similar to most people, that has a perfectly good camera, and thus did not need to buy a dedicated device.

The Lasting Impact

It additionally signifies I am more selective about the things I do purchase, and I can at last look at my financial records devoid of feeling guilt or embarrassment.

Of course, there have been times I’ve slipped back into old patterns – it's human nature. The difference now is that I can recognise the warning signs early, especially when I’m hastening into a purchase. I’ve come to understand ennui is a strong catalyst. It’s probably the primary driver of my reckless spending.

Modern culture exploits this idleness and our desire for immediate gratification. That’s why, looking back, compelling myself to halt before purchasing has felt strangely liberating. Gaining command over my urges and remind myself that I don’t need to spend my hard-earned money on unnecessary products feels as revolutionary as it is straightforward.

Michael Miranda
Michael Miranda

Elara is a financial strategist with over a decade of experience in wealth management and entrepreneurship.

January 2026 Blog Roll
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